Money and debt can be stressful while studying at University.

If you are facing financial difficulties check out the University’s Hardship Fund and other UCLan Financial Support options. 

Notice about FCA Regulated Activities

We are currently undergoing deauthorisation from the FCA and will no longer be carrying out FCA regulated activities, specifically debt counselling. This means we cannot provide advice or information related to debts under a credit agreement or a consumer hire agreement, or to a group of debts that include such debts.


The University have teamed up with Blackbullion who can help you create a budget and grow your financial skills. We’ve put some of our top tips below, but check out Blackbullion for more information and tips.

1. Set a budget and stick to it!

2. Put money for essentials aside (rent, bills, food etc.) before spending on other items

3. Are you a commuting student? Get discounts on travel from the 16-25 railcard to the Unirider (Stagecoach) , Student ticket(Preston Bus) or an unlimited travel ticket (Fishwicks) .

4 The Bus Fare Cap Grant scheme is a Government funded scheme being introduced on most services from 1st January 2023 until 31st March 2023. Buy your single ticket on the bus using cash, contactless, Apple/Google Pay and the journey will be capped at £2. It really is that simple!.

5. Take advantage of student discounts- make sure you sign up for TOTUM to get exclusive student deals and discounts on local and national brands. You can buy a TOTUM card for the full offers, or just take advantage of the free TOTUM Digital app.

6. Get the best deal on your utilities: check the Money Saving Expert website which includes pages on Gas and Electricity, Mobiles and Broadband.

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